I Learned This One Rule and Cut My Clothing Budget in Half

February 5, 2026 By Jessica the Saver

When I first looked at my annual spending reports, I was shocked. In the U.S., households typically spend about $1,434 per year on clothing and apparel still consumes a meaningful slice of discretionary income for many families. On average, clothing and related services account for roughly 2.6% of total household …

How I Keep My Pets Happy and Healthy on a Tight Budget

February 5, 2026 By Jessica the Saver

I’ve always known that pets are like family, but I didn’t fully appreciate the financial commitment of caring for them until I started paying the bills myself. In the United States, pet spending has grown dramatically in recent years, the pet spending will total almost $200 billion in 2030 driven …